Inlance Marine Insurance is necessary if you move goods or equipment from one location to another, or have an off-premises exposure. Inland Marine can provide protection for many types of property including: property at your location, in transit, at a customer's location, or property of others in your care. Inland Marine insurance was originally created to cover the transportation of goods over water but ove the years has been modified to cover property and goods in transit on land as well, including:
- Property being transported
- Buildings under construction
- Computer equipment and data
- Accounts receivable
- Fine artwork
- Boat Dealers and Marina Operators
- Builders Risk and Installation
- Valuable Papers
- Camera and Musical Instrument Dealers
- Contractors Equipment and Tools
- Electronic Data Processing Equipment
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- Exhibition
- Merchants Property
- Mobile Communication Equipment such as cellular phones, CBs, etc.
- Motor Truck Cargo Carriers
- Physicians and Surgeons Equipment
- Radio and TV Towers
- Equipment Dealers
- Salespersons Samples
- Signs
- Transportation
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Does your business need Inland Marine Insurance?
Depending on the type of business you own, this coverage can be essential to protecting business property. Ask yourself these questions:
- Do you transport items in your car or truck on a daily basis to get your work done? Most property policies limit or exclude coverage for these items.
- Are you in the construction trade? Your tools and equipment would be covered by Inland Marine Insurance.
- Are you adding an addition to your office? Inland Marine Insurance would cover your contractor's tools and equipment.
- Do you clean, repair, service or perform work on the property of others? Inland Marine Insurance can work for you.
