If you have an employee, you should have workers’ comp insurance. This insurance covers businesses for their statutory and legal obligations for employee expenses that are a direct result of on-the-job injuries and/or illnesses.
Workers' Compensation
If you have an employee, you should have workers’ comp insurance. This insurance covers businesses for their statutory and legal obligations for employee expenses that are a direct result of on-the-job injuries and/or illnesses.
Commercial Auto
Business auto insurance allows you to keeping your business moving forward. Businesses that operate a moving vehicle need business or commercial auto insurance including:
Businesses with vehicles that provide mobility for your employees, equipment or products
Businesses that move from place to place in the vehicle including client meetings, deliveries or transportation to job sites.
Bonding
Bonding insurance, often simply called "bonding," is a way of insuring against loss caused by a lack of competence or by fraud or dishonesty.
Home Based Business
Today, 3 out of 10 homeowners operate a business out of their homes*. The Independent Insurance Agents of America (IIAA) say nearly 40% of those they surveyed are uninsured primarily because they thought their homeowners policy covered their business.
Special Event
Accidents can happen anytime and anywhere. It's critical to protect your employees, volunteers and customers around the clock. Our coverages will protect you while traveling with a business group, vacationing with family and friends or while attending a church social. Our special event accident and liability insurance programs are specifically designed to help eliminate the financial burden caused by costly medical bills or civil litigation.
Commercial Property
Your business requires protection - from a minor hiccup to a major financial disaster - and Commercial Insurance is there to keep you protected and your business operating. If you own your building, lease your workspace or work at home, we have the right insurance cover that will protect your business’ physical assets.
Inland Marine
Inlance Marine Insurance is necessary if you move goods or equipment from one location to another, or have an off-premises exposure. Inland Marine can provide protection for many types of property including: property at your location, in transit, at a customer's location, or property of others in your care. Inland Marine insurance was originally created to cover the transportation of goods over water but ove the years has been modified to cover property and goods in transit on land as well, including:
Liability
One never knows when a liability claim may arise out of our daily activities. Seemingly simple issues can lead to unexpected consequences. A good comprehensive policy is the best choice for ultimate security and protection.
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