It only takes one fire, tornado, flood or hurricane to completely destroy everything you own. Insurance adjusters work with homeowners frequently who have lost everything, but when they cannot provide an inventory of their personal property, the entire process is more difficult.

Most consumers purchase homeowners insurance to repair or replace their home if it is damaged, but often lose sight that their home is also filled with valuable personal property. It can be daunting to recall everything you have accumulated over the years after you experience a loss.

Keeping an inventory of possessions is like a second insurance policy. It will make the claims settlement process much easier and eliminate a lot of headaches.

Experts suggest you take photos or videos of every room in your home including cloests and bathrooms.  They should be stores outside the home (office, friend/relative's home or safety deposit box). You might also consider downloading them to a computer or flash drive as a backup.

There are businesses that offer these services if that is easier for you.  Please call us if you would like a referral.

Shelly Guibert, Ben Goodwyn Agency, 972.618.0100  shelly@bengoodwynagency.com